We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.     Contact Information Richard A. Beauchemin, CPA / Carolina Accounting & Tax Service, PLLC 5309 Monroe Road Charlotte, NC  28205 Phone:  704-375-2715 Fax:       704-332-9810 email:  customerservice@carolinaaccounting.com

Mortgage Calculator This calculator will show the total interest and total payment of your mortgage based on the loan amount, term and interest rate entered. Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there. Social Security Benefits Use this calculator to estimate your Social Security benefits. Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator! College Savings Use this calculator to help develop or fine tune your education savings plan. Savings Goals What will it take to reach your savings goal? This financial calculator helps you find out. Should my spouse work? This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household. As with any decision of this type, there are many factors to consider, but knowing your finances is a good place to start. Profit Margin Calculator This calculator can help you determine the selling price for your products to achieve a desired profit margin. By entering the wholesale cost, and either the markup or gross margin percentage, we calculate the required selling price and gross margin. Financial Ratios This calculator is designed to show you ten different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. Debt Consolidation Calculator Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card or credit line balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan.