Pay As You Go Workers Compensation XactPay by The Hartford XactPay by The Hartford offers a revolutionary and hassle free approach to paying for Workers' Compensation Insurance. Rather than pay Workers' Compensation insurance premiums in advance and tie-up vital cash, premiums can be paid one payroll at a time. This is unlike most workers compensation plans that require you tie up vital cash in advanced workers compensation payments on the anticipated payroll for the year. XactPay simplifies the payments of workers compensation insurance by offering a much more flexible and worry-free way to pay for your premiums. An ideal solution for small business owners, because it eliminates the need to commit a large sum of money up front and enables them to use the money for other needs. In addition to better cash management, the benefits include: No down payments Compare Traditional Worker's Compensation Premium Payment Plans to XactPay!!! (except constant and flat assessments) - allowing you to keep more cash on hand. No monthly billing fees - reducing your monthly cost Minimized risk of audit adjustments - because you no longer have to guess what your payroll will be for the upcoming year. Automatic premiums deduction - eliminating the administrative hassle of having to write checks. Traditional Payment Plans XactPay Premium Based on Estimated Payrolls Premium Based on Actual Payroll Large Up-Front Deposits with Limited Payment Terms No Down Payment (Except Expense Constant & Flat Assessments) Finance/Billing Fees No Finance/Billing Fees Large and Unbudgeted Audit Adjustments Audit Adjustments Minimized Checks to Write Automatic Premium Deduction   Please note that Insurance policies for XactPay programs are issued by the Hartford Fire Insurance Company or one of its affiliated companies.  Applicants are individually underwritten. Richard A. Beauchemin, CPA/Carolina Accounting & Tax Service, PLLC does not have control over or any input into any decisions made by The Hartford.  All policies and decisions related to Workers Compensation are at the sole discretion of The Hartford.     Contact Information Richard A. Beauchemin, CPA / Carolina Accounting & Tax Service, PLLC 5309 Monroe Road Charlotte, NC  28205 Phone:  704-375-2715 Fax:       704-332-9810 Email:    customerservice@carolinaaccounting.com                      Contact Information